PILOTBNS-1 · Energy
Solar Home & Business Systems
Pay-as-you-go solar and backup generators for small businesses. Repayments are metered by usage, with remote lock-out if unpaid.
$450,000 targetQ1 2027
Asset cost$900
Units per asset36 × $25
Term24 months
Asset repayment$42 / month
Illustrative return10–13%
Servicing fee1.5% / yr
Weekly repayments collectedNot open
No repayments yetThis pool opens Q1 2027. Repayment data will appear here once the first assets are deployed.
01
Funders → Pool entityCapital goes into a ring-fenced pool entity (SPV) that holds the assets.
02
Pool → AssetBikenance buys the asset, fits tracking and insurance, and assigns it to a vetted operator.
03
Operator → RepaymentsWeekly or monthly payments from what the asset earns, collected by Bikenance as servicer.
04
Repayments → HoldersAfter fees, distributions go to unit holders pro-rata and are recorded on-chain.
- Riders may pay late or stop paying. Recovery and resale may not cover the full amount.
- Riders may earn partly in ZiG while units are USD-denominated, so currency moves can affect repayments.
- Regulation of tokenised assets is still evolving and may change how units work.
- Units may be hard to sell before the pool term ends.
PDFPool terms summaryDRAFT
PDFSPV & title structureDRAFT
PDFInsurance policyFINAL
PDFServicing agreementIN REVIEW