WAITLISTBNB-1 · Motorbikes
Harare Delivery Bikes — Wave 1
150cc motorbikes for approved delivery riders. Riders repay weekly over 78 weeks, then own the bike. Each bike is GPS-tracked, insured, and fitted with a remote immobiliser.
$300,000 targetOpening soon
Asset cost$1,500
Units per asset60 × $25
Term78 weeks
Asset repayment$24 / week
Illustrative return14–18%
Servicing fee1.5% / yr
How weekly repayments would buildIllustrative · not real data
Week 1Week 15Week 30
01
Funders → Pool entityCapital goes into a ring-fenced pool entity (SPV) that holds the assets.
02
Pool → AssetBikenance buys the asset, fits tracking and insurance, and assigns it to a vetted operator.
03
Operator → RepaymentsWeekly or monthly payments from what the asset earns, collected by Bikenance as servicer.
04
Repayments → HoldersAfter fees, distributions go to unit holders pro-rata and are recorded on-chain.
- Riders may pay late or stop paying. Recovery and resale may not cover the full amount.
- Riders may earn partly in ZiG while units are USD-denominated, so currency moves can affect repayments.
- Regulation of tokenised assets is still evolving and may change how units work.
- Units may be hard to sell before the pool term ends.
PDFPool terms summaryDRAFT
PDFSPV & title structureDRAFT
PDFInsurance policyFINAL
PDFServicing agreementIN REVIEW