UPCOMINGBNC-1 · Vehicles
Ride-hailing Cars — Harare
Compact sedans for platform drivers with 3+ years of verified trip history. Drivers repay monthly over 36 months, then own the car.
$1,200,000 targetQ1 2027
Asset cost$8,000
Units per asset320 × $25
Term36 months
Asset repayment$290 / month
Illustrative return12–15%
Servicing fee1.5% / yr
Weekly repayments collectedNot open
No repayments yetThis pool opens Q1 2027. Repayment data will appear here once the first assets are deployed.
01
Funders → Pool entityCapital goes into a ring-fenced pool entity (SPV) that holds the assets.
02
Pool → AssetBikenance buys the asset, fits tracking and insurance, and assigns it to a vetted operator.
03
Operator → RepaymentsWeekly or monthly payments from what the asset earns, collected by Bikenance as servicer.
04
Repayments → HoldersAfter fees, distributions go to unit holders pro-rata and are recorded on-chain.
- Riders may pay late or stop paying. Recovery and resale may not cover the full amount.
- Riders may earn partly in ZiG while units are USD-denominated, so currency moves can affect repayments.
- Regulation of tokenised assets is still evolving and may change how units work.
- Units may be hard to sell before the pool term ends.
PDFPool terms summaryDRAFT
PDFSPV & title structureDRAFT
PDFInsurance policyFINAL
PDFServicing agreementIN REVIEW